Turn Your Goal Into an Action Plan
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Auto Readiness | Business Funding Preperation | Gain Increased Credit Power | Dispute Negative Items From Your Report | Money-Back Guarantee
WORK PROCESS
How It Works
Identifying the Problems
Part of the first step on the path to better credit is to identify the inaccurate information that is bringing your score down. This is done through a deep credit analysis process. Once we know what the problems are, we will give you the information you need to take action to start having those inaccurate remarks remove and ultimately build your credit score. We will be here for you every step of the way and will make sure you know what to do at each step. Our only goal is to help consumers restore their credit ratings.
Challenging the Bureaus
Once we have identified all of the information that is not verifiable, inaccurate or misleading, we input it into our system. This allows us to begin the challenging process. The process will challenge the information reported by the credit bureau, the creditor and the collector. The dispute letters are sent out to each party. This process can take 30 to 40 days as we wait for replies and updates. We work to restore your credit from start to finish.
Analyzing the Updated Reports
After the updated reports have come back in from the suppliers, we will go over them once again to verify if the inaccurate, unverifiable or misleading information was disputed or updated. If the information is still on the report, we go back to the entities that furnished the report and start asking questions about why the information was not removed or updated. If the information on the report has been updated, we move on to the next item that is worthy of a dispute.
Weekly Education
During the credit restoration process, we will provide you with information and the education you need to continue raising your credit score. You will be given information about what it takes to rebuild your credit. There are other products we offer that can help you with your credit rebuilding process. Things like credit monitoring and credit builder accounts will all assist you on the path to restoring a healthy credit score and maintaining it.
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WHY CHOOSE US
Our Services
Credit and Financial Reveiw
The first step in getting your financial life back is disputing inaccurate information from your credit report. The law allows any consumer to challenge inaccurate information on their credit report if that consumer feels that the items are inaccurate.
Personalized Action Plans
Every financial journey is different. We develop customized, lender-oriented action plans designed to help you address credit challenges, manage debt, and prepare for financing opportunities based on your individual goals.
Borrower Readiness Support
We work with you to put your plan into action through financial education, credit improvement strategies, and credit report dispute assistance when appropriate. Our goal is to help you move closer to homeownership, vehicle financing, and greater financial confidence.